Benefits that actually work for Canadian businesses.
Tax-smart Health Spending Accounts and Wellness Spending Accounts. All administered on one fully digital platform.
Benefits, your way.
Different people need different plans. Tell us a little about your situation. We'll show you the plan, pricing and tax treatment that fits.
Small Business Benefits
Small Business Benefits
Owner-operator, consultant or contractor. Pay for your family's medical expenses through your corporation. 100% tax-free.
Group Benefits
Group Benefits
Flexible, affordable benefits your team will actually use. No premium inflation of traditional group insurance.
Partner
I'm a sales partner or advisor
I want to offer my clients modern HSAs and earn competitive commissions with a provider that treats me like a partner.
A modern alternative to traditional group insurance.
No monthly premiums
Pay only when your team actually submits a claim.
100% CRA-approved
Set up correctly from day one. All our plans meet CRA Private Health Services Plan criteria.
Broad eligibility
Dental, vision, prescriptions, physiotherapy, mental health, orthotics. The full CRA-eligible list.
Predictable pricing
Flat membership for HSA. Clear, upfront fees for Group Benefits. No hidden charges.
Tax-free for plan members
Your team gets reimbursed 100% tax-free. You get a 100% corporate write-off. Everyone wins.
Direct line to a benefits expert
Dedicated Canadian team. Replies within 2–3 business days. Relationships since 1997.
The best benefits decision I made was to stop trying to predict what my team would need and let them decide.
Real businesses, real savings.
Start your plan online today.
Pick your plan, complete the application and pay online. Your plan is set up as soon as you finish. Not sure which plan fits? Run the numbers first.