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Solutions
Small Business
For incorporated business owners & their dependants
Group Benefits
For corporations with staff · HSA + WSA
For Partners
Partner with Olympia · commissions & support
Partner program · appointed in select provinces

Earn recurring commissions.
Build your own business.

Become an independent partner for Olympia Benefits. Non-exclusive appointment. No inventory, no upfront costs. Your group clients' claims keep paying you. Year after year.

Apply to become a partner → See earnings examples
Why Olympia

The economics partners actually want.

Most agency programs pay once, then forget your name. Olympia pays you every time your group clients use their plan.

01 Recurring commissions
Paid as long as they're a client.
Earn 4% of every claim processed on group plans, which carry an 8% claim-admin fee, for as long as your clients use the plan. One sale today could pay you for years.
4%
of group-plan claims · ongoing
02 Zero upfront costs
Start with nothing.
No inventory. No leases. No franchise fees. Apply online, get your portal, start selling.
$0
to start
05
Non-exclusive
Represent other companies. Keep your day job. It's your business.
06
Multi-product
HSA Plus, HSA Group, Travel, EEI, Wellness. One client, 3+ revenue streams.
07
Full infrastructure
Personalized landing page, marketing library, and a single place to manage applications. All in the Olympia Benefits Portal.
Who it's for

Four paths. One partnership.

The partner program works differently depending on where you're coming from. Pick the path that fits you best. We'll show what to emphasize.

"I want to leave my job and work for myself."

Build a business, not a second job.

Every active group client pays you 4% of their claims. For as long as they stay.
What to emphasize
  • 1Fully independent contractor. No employment relationship, no boss
  • 2Recurring revenue on every active group client, paid monthly
  • 3Multiple product lines to diversify
  • 4Work from anywhere with the Olympia Benefits Portal
TipMost career switchers focus on group plans first. Each one is 4% recurring.
See if you qualify →
"I want to scale and build something bigger."

Start solo. Build something bigger.

Build a book of recurring clients. Every group plan you add grows what you earn each month.
What to emphasize
  • 1Recurring 4% on every active group client, paid monthly
  • 2Multiple product lines to grow into
  • 3Personalized landing page to share with every prospect
TipLarger group plans mean more claims, and you earn 4% of every one.
See if you qualify →
"I want extra income without leaving my current job."

Steady passive income. On your schedule.

Non-exclusive means you keep your day job. Build slowly, earn consistently.
What to emphasize
  • 1Non-exclusive appointment. No conflict with current employer
  • 2Zero minimum hours. Work when you can
  • 3One sale = ongoing commission. No need to sell every month
  • 4Simple online application to get started
TipNo sales quota to get started. One group plan can pay you every month for years.
See if you qualify →
"I already have clients and sales skills."

Add a revenue stream to your existing book.

Cross-sell HSA to corporate clients. One more stream from people who already trust you.
What to emphasize
  • 1Non-exclusive. Keep servicing all your existing products
  • 2HSA is an easy add-on to any corporate benefits conversation
  • 3Travel and EEI products are natural cross-sells
  • 4Recurring 4% claims commission on every active group plan
TipGroup plans pay 4% of claims every month, for as long as the client stays active.
See if you qualify →
Commission schedule

Every rate. Published openly.

No hidden tiers, no 'talk to us for the real numbers.' This is the actual commission schedule from the Partner Agreement, as of the most recent revision.

Product
Detail
Rate
Unit
HSA Plus
One-time on initial membership fee
$150
per plan
HSA Basic
One-time on initial membership fee
$150
per plan
HSA Group Online · set-up
Newly-sourced plans, one-time
$260
per plan
HSA Group Online · enrolment
Per plan member enrolled online within 30 days
$30
per plan member
HSA Group Online · claimsRecurring
Ongoing, as long as client is active
4%
of claims
Travel · 10 or fewer plan members · Age 0–54
First year only
$2.15
per plan member / mo
Travel · 10 or fewer plan members · Age 55–69
First year only
$4.00
per plan member / mo
Travel · 11+ plan members · Age 0–54
First year only
$0.65
per plan member / mo
Travel · 11+ plan members · Age 55–69
First year only
$1.00
per plan member / mo
EEI Plans · Age 0–69
First year only
$1.50
per plan member / mo
Wellness PlanRecurring
Ongoing claims commission
4%
of claims
Paid weekly
Group plan set-ups paid every Friday after the 10-day remorse clause clears.
Paid monthly
Claims experience + insurance. Paid by the 15th of each month.
No minimums
Direct deposit is free. Cheques carry a $4.99 + tax processing fee.
Dispute window
You have 20 days to dispute a statement. After that it stands.
Earnings calculator

What does a book of business look like?

Every figure is computed live from Olympia's published commission rates. Move the sliders to model your own pipeline. Year 1 is weighted toward set-ups and enrolment; Year 2+ is recurring claims commission.

Your inputs
Adjust to match your pipeline.
HSA Group plans sold (Year 1)8
150
Avg plan members per plan6
150
Avg claims per plan member / year$1,200
$200$3,500
HSA Plus plans4
030
Year 1
$0
Year 2+ / yr
$0
10-year total
$0
Year 1 breakdown
Group plan set-up fees ($260 each)$0
Enrolment ($30/member)$0
Claims experience (4%)$0
HSA Plus plans ($150)$0
Travel insurance (Year 1)$0
Rates are from the partner commission schedule: $260 group plan set-up, $30/plan member enrolment, 4% of claims, $150 per HSA Plus plan, and the Travel schedule. Travel assumes Age 0–54 with the rate tier (≤10 vs 11+ plan members) set by plan members per plan. Year 2+ counts recurring claims only (no one-time fees; insurance commission is paid in the first year only) and assumes a stable client base with no attrition. Actual earnings depend on retention, claim volume, and refund activity.
Apply to become a partner →
Your own landing page

One link does
the pitch.

Every partner gets a page like this one, carrying your name and your contact details. Send the link. Your prospect sees published pricing, signs up on the spot, and the referral is credited to you automatically.

Your name on it
The advisor card pulls your name, email and phone from your partner profile.
Published pricing, no negotiation
The same rates you quoted them. Nothing for you to prepare.
They sign up without you
Every button goes straight to secure signup with your partner id attached.
See a live example
The live example shows the Olympia fallback details. Yours carries your name.
How it works

From application to your first commission.

The onboarding path is the same whether you're a career switcher, part-time, or an existing financial advisor adding HSA to your book.

01
Apply
Fill out a simple online form to become a partner. No application fee.
Online application
02
Get your portal
Once accepted, we'll email your partner number, Olympia Benefits Portal credentials, and your personal landing page URL. Customize your bio and headshot.
Partner number & portal access
03
Download materials
Pitch decks, quote sheets, calculators, brochures. All provided by Olympia through the Olympia Benefits Portal marketing library.
Full marketing library
04
Start selling
HSA Plus or Basic = $150 one-time. HSA Group = $260 set-up plus recurring 4% of claims.
Group plan set-ups paid weekly · claims monthly
Frequently asked

The honest answers.

Drawn directly from the Partner Agreement and the FAQ section of the official partner materials. If something you want to know isn't here, ask us directly.

Q01 How am I paid, and how often?
Group plan set-ups are paid weekly (Fridays) after the 10-day buyer's-remorse window clears. Claims experience commission and insurance commissions are paid monthly, by the 15th of each month.
Getting started
Q02 Can I keep my day job?
Yes. Partners are non-exclusive independent contractors appointed in various provinces across Canada, and you can represent other companies simultaneously.
Getting started
Q03 Why didn't I receive my commission?
Two common reasons: (1) the HSA product is in its 10-day remorse hold and hasn't cleared yet; (2) inactive status, for example where sales obligation requirements have not been met, which can pause payment until your account is reactivated.
Commissions
Q04 How do I switch from cheque to direct deposit?
In the Olympia Benefits Portal → Banking Information. Direct deposit (EFT) has no fee. Cheque payments carry a $4.99 + tax processing fee. There are no other payout restrictions.
Commissions
Q05 What if a client wants to switch to me from another partner?
Contact OBI for an 'Agent of Record Change' form, or submit a signed letter of direction from the client. Changes are subject to President approval. New contracting requirements may apply, but you'll be able to keep the client and their recurring commission attached to your Partner ID.
Clients & plans
Q06 What's the maximum annual benefit limit I can set up?
$15,000 per plan member for corporations. HSA Group Online limits above $15,000 require prior approval from the OBI office. HSA Basic and Plus limit increases also require approval and are subject to a 10% increase fee plus applicable taxes. Within a plan, the 10:1 ratio rule applies. The maximum limit for any plan member can't exceed 10× the annual limit of the lowest classification.
Clients & plans
Q07 Can I cancel my partner contract?
Yes. Either party may terminate with written notice at any time, for any reason. No specific notice period is required.
Contract & legal
Q08 Is there a non-compete?
Sales partners have no non-compete.
Contract & legal
Partner program · 1997

Bring your book. We'll cover the rest.

Recurring commissions. Not one-time kickbacks. The Olympia Benefits Portal, with your personalized landing page and marketing library, plus dedicated partner support to help you close.

Recurring
4% of claims on group plans
Portal
Landing page & marketing library
Non-exclusive
Keep your other business
Apply to become a partner → Book a Meeting