

$699 / year
HSA + Insurance + Virtual Healthcare
$499 / year
HSA + Insurance
$249 / year
Health Spending Account
How do I sign up? +
The sign up process is online. Complete the form, provide your business credit card, and submit. A confirmation email will be sent with your account details. Read more on the sign up.
What are the eligible expenses? +
Why is there a $15,000 limit? +
CRA guidelines require a limit for each plan year. Each employee receives $15,000 per plan year. Your spouse is the only employee that can be added to the plan. Read more on limits.
Are dependents included?+
Yes, dependents are included with your plan. A dependent is eligible for an HSA if you claim the person on your tax return. Read more on dependents.
Is there an age restriction? +
The Basic plan has no age restriction. The Plus and Deluxe are restricted to age 70 due to the insurance plans.
What does my accountant need? +
We encourage you to share this guide with your accountant.
8% admin fee
Health Spending Account
8% admin fee
Wellness Spending Account
$15 monthly per employee
Virtual Healthcare: Dialogue
Pricing ranges by age
Three Optional Add-ons
What is the administration fee?+
Instead of a premium, your business will pay 8% on the value of employee claims. The claims and the administration fee are tax deductible.
What are the eligible expenses? +
How do I sign up? +
How do I fund my plan? +
Once per month a predetermined amount is withdrawn from your business bank account. The amount is determined by you and the funds belong to you at all times.
Is there an age restriction? +
There are no age restrictions with the HSA, WSA, or telemedicine. Insurance plans are restricted to age 70.
What are the guidelines on benefit levels? +
You can determine the amount to offer each classification. Shareholder’s cannot receive 10 times more than the lowest category. The minimum amount to offer is $250.