There's a better way to health

How does an HSA work?+

An HSA is a cost effective alternative to traditional health insurance. It is a special spending account established for your employees. The benefit is 100% tax free to your employee and 100% tax deductible for your corporation. There are no premiums. Read more about how an HSA works.

What are the eligible expenses? +

There is a wide range of eligible expenses for an HSA. Download the eligible expense list.

How do I make a claim? +

What’s the difference between an HSA and insurance?+

An HSA has no premiums, no deductibles, no copayments, and wide range of eligible expenses. Read more here.

What is the administration fee?+

Instead of a premium, your business will pay 8% on the value of employee claims. The claims and the administration fee are tax deductible.

How do I fund my plan? +

Once per month a predetermined amount is withdrawn from your business bank account. The amount is determined by you and the funds belong to you at all times.

Is there an age restriction? +

There are no age restrictions with the HSA, WSA, or telemedicine. Insurance plans are restricted to age 70.

What are the guidelines on benefit levels? +

You can determine the amount to offer each classification. Shareholder’s cannot receive 10 times more than the lowest category. The minimum amount to offer is $250.

What are employee classifications? +

In designing your HSA, you establish separate classifications of employees. Each classification receives a set dollar value. This effectively becomes the employee’s spending account limit. An example might be Executives receive $10,000 per year; Managers $5,000; and Full Time $2,000. Read more about classifications.

How do I sign up? +