The shortcomings of the Canadian health care system became painfully evident when I was faced with the issue of plugged ears from a diving incident. Despite my hopes of the problem resolving on its own, the pain persisted even 12 weeks later. While seeking a solution, my visit to an Ear, Nose, and Throat specialist revealed a moderately urgent need for an operation, with a waiting time of 3 to 5 months.
I urgently needed a better solution.
As a result, I began to explore alternatives, firstly, contacting Renue Clinic in Puerto Vallarta. It proved to be a game-changer. I was promptly connected with an ENT surgeon and discussions ensued, leading to a swift arrangement for an ear exam and potential operation within a week. While the prospect of higher healthcare costs may seem daunting, the silver lining lies in a health spending account. The possibility of reimbursement through the Olympia Benefits HSA plan can save thousands for an operation like this. By requesting an increase in HSA coverage limits for a significant medical expense, there can be a quicker resolution to the pain and discomfort endured for months. That's why I'm grateful for the existence of benefits options like Olympia in navigating the shortcomings of our current system.
Olympia Benefits can expedite your out of country expense by enabling your corporation to pay for the expense with pre-tax dollars.
In order to qualify for an out-of-country expense, the condition is that the procedure must not be readily available in your local area (ex. waiting 6 months for a surgery could be considered unreasonable). If that's the case, then travel, accommodation, and the cost of the expense are eligible.
We have negotiated a 25% discount for medical procedures like stem cells at Renue. For necessary medical treatment using stem cells, the Health Spending Account coverage limits can also be raised to cover your accommodation, airfare and treatment.
Canada‘s wait in line for medical treatment system is completely out done by Mexico in these regards. Make sure to check your limits and ask your HSA plan manager (yourself or an employer) to increase them for large medical expenses.
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