It's no surprise that physiotherapy plays an important role in retaining and improving our everyday wellbeing. However, it doesn't come cheap. With so many different providers offering a similar service, it's hard to know where to start. In this article, we cover exactly how much you should expect to pay in Canada.
What is the cost of physiotherapy in Canada?
Physiotherapists are expected to bill based on results from the session instead of overhead or credentials. According to the Ontario Professional Fees Guideline, the going rate is approximately $25 per 15 minute unit. A full hour session of direct treatment can cost $95 to $125. This includes administrative work such as assessing and writing a report on the patient.
A clinic in Toronto charges $115+ for the initial assessment and upwards of $80 for every half hour after.
The costs of physiotherapy in Canada range by province, practice, and areas of expertise. To get a clearer picture, consult with your local or preferred clinic.
In addition, physiotherapists are expected to provide accurate fee breakdowns to their patients. For more on this topic, visit College of Physiotherapists of Ontario.
How to find the right physiotherapist
Pricing is not always the best indicator of a high-quality physiotherapist. Finding a reliable provider is top priority as many follow up sessions can be frustrating and expensive. Like with any service, check references, testimonials, and consult with a trusted source. A good place to start may be Google Reviews.
What can a physiotherapist do?
A physiotherapist is trained in rehabilitation and prevention. Here is a standard procedure:
- Physical tests (flexibility and range of motion)
- History of medical care
- Personalized exercises
- Joint mobilization and manipulation
- Utilizing temperature to improve areas of pain
- Recommend lifestyle changes
How can you fund physiotherapy in Canada?
Small Business Owners
Small business owners in Canada can take advantage of a Health Spending Account (HSA) to turn physiotherapy costs into a pre-tax expense through their corporation. This can equate to more than 50% in savings. Health Spending Accounts are also eligible for massage therapy and other health-related expenses (dental, prescription glasses, prescriptions drugs, etc.) If you have employees, they can also be added to the plan as an employee benefit.
Instead of paying for the medical expense personally, an HSA channels money through your business with the result being a payment using before-tax dollars.
If you are NOT an incorporated small business owner, you can file these costs under the Medical Expense Tax Credit (METC). It is a non-refundable tax credit applied through your personal tax return.
Calculate how much you save with the METC.
Learn more about how an HSA reduces your health and dental expenses:
Small Steps to Improve Posture at the office
What's covered in a Health Spending Account?