Finding affordable health insurance for your consulting business is not easy. Your research and experience probably reveals expensive monthly premiums, costly co-insurance payments, and a restricted claim list. You might feel as though health and dental benefit plans are not feasible if you are a consultant in Canada.
Don’t worry – there is light at the end of the tunnel.
It’s not easy being a consultant in Canada. Competition is fierce, your clients are demanding, and there are rarely enough hours in a day to finish your to-do list. Now you’re facing another challenge – finding affordable health insurance.
The secret to affordable health insurance for consultants is a Health Spending Account.
3 key factors make a Health Spending Account the ultimate match for a consultant in Canada.
Affordability
A Health Spending Account typically has no premiums.
- Cost control is in your hands as opposed to the insurance company
- Reduce your taxes by writing off 100% of your medical costs through a Health Spending Account
- No deductibles, co-payments, or additional fees to join
Full Coverage
A Health Spending Account offers 100% coverage.
- Wide and deep range of eligible medical expenses
- A traditional insured plan limits access to benefits
- Inclusive definition of a dependant
Easy to use
Health Spending Accounts are designed for a consultant.
- The claim process is online and instant
- No complicated exclusions and conditions on your claims
- No medical underwriting
Health Spending Accounts have been widely adopted by Canada’s consulting community as a viable alternative to traditional insurance. Get our free Beginner's Guide on Health Spending Accounts and discover how it will fit with your consulting business.